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1. Accuracy of Information
   You represent that all information and documents you provide (including note details, payment history, property address, borrower info, and uploaded files) are true, accurate, and complete to the best of your knowledge.
2. Authorization
   You confirm you have the legal right to sell or offer this note and that you are authorized to share the provided information and documents with us.
3. No Obligation
   Submitting this form creates no obligation for us to purchase your note or for you to sell it. Any quote we provide is non-binding and may change after full review.
4. Use of Your Information
   We will use your information to evaluate and possibly purchase your note, communicate with you, and as described in our Privacy Policy.
5. Confidentiality
   We will keep your submission confidential and will only share it with necessary third parties (title companies, attorneys, servicers, funding partners) who are bound by confidentiality agreements.
6. Electronic Signature & Records
   You agree that checking the box and clicking “Submit” constitutes your electronic signature and acceptance of these terms. You consent to receive communications from us electronically.
7. Governing Law
   These terms are governed by the laws of the State of [Your State – e.g., Texas].
8. Limitation of Liability
   We are not responsible for any errors in the information you provide or for any consequences resulting from inaccurate or incomplete submissions.

Effective Date: December 9, 2025 AveNoteTN (“we,” “us,” or “our”) operates the website  http://www.AveNoteTN.com (the “Site”). We are a note-buying company that purchases performing and non-performing mortgage notes, trust deeds, land contracts, and other private real estate notes.We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site, submit a note for evaluation, fill out any forms, or otherwise interact with us.

1. Information We Collect.

We may collect the following types of information:

A. Information You Provide Directly

• Name, mailing address, email address, and phone number
• Details about the note you wish to sell (loan balance, interest rate, payment history, property address, borrower information, etc.)
• Financial documents you upload or send (paying history, note copy, mortgage/deed of trust, settlement statement, etc.)
• Banking or payment information (only if we proceed with purchasing your note)

B. Automatically Collected Information

• IP address, browser type, operating system, referring URLs
• Pages viewed, time spent on pages, and other analytics data via cookies and similar technologies

2. How We Use Your Information

We use the information we collect to:

• Evaluate and provide a quote for your note
• Communicate with you about your submission
• Process payments if we purchase your note
• Comply with legal and regulatory requirements
• Improve our website and services
• Prevent fraud and protect the security of our systems

3. Sharing Your Information.

We do not sell your personal information. We may share your information only in these limited cases:

• With trusted service providers (attorneys, title companies, servicers, payment processors) who assist in evaluating or purchasing your note and who are bound by confidentiality obligations
• To comply with laws, court orders, or government requests
• In the event of a merger, acquisition, or sale of all or part of our business
• With your explicit consent

4. Data Security.

We use industry-standard physical, technical, and administrative safeguards to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure.

5. Data Retention

We keep your information only as long as necessary for the purposes described in this policy or as required by law. Note submissions and related documents are typically retained for 7 years for tax and audit purposes.

6. Your Choices & Rights

• You may opt out of marketing emails at any time by clicking “unsubscribe” or contacting us.
• Depending on your location (e.g., California CCPA, Virginia VCDPA, Colorado CPA, etc.), you may have the right to access, correct, delete, or restrict the use of your personal information. Contact us using the information below to exercise these rights.

7. Third-Party Links

Our Site may contain links to third-party websites (e.g., title companies, loan servicers). We are not responsible for their privacy practices.

8. Children’s Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The new version will be posted on this page with an updated “Effective Date.”

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us